White people litigate. White trash people settle out of court.
At least once in each white trash person's life, his or her ship comes in. Be it a slip and fall at Wal-Mart or a food poisoning claim from Krystal, every white trash person in America will receive at least one large cash legal settlement. This payment is known in white trash circles as a "settlement check."
White trash people are almost always, "waitin' on a settlement check." Specifically, in any given commercial situation, white trash people offer to the seller as a sort of collateral or credit rating enhancement, the information that, though Mr. White Trash's funds are temporarily depleted, a settlement check is imminent and all roadblocks to purchase will be cleared.
Once the settlement check arrives it is quickly spent, often on a pit bull, a cell phone minute recharge, and additional rent to own furniture.